Benefits

K&D is committed to providing the finest in health and welfare programs to ensure total well-being for our employees and their families. All full-time employees are eligible to participate in the benefits plans on the first of the month after 30 days of employment. The following is a summary of K&D sponsored voluntary benefits (a detailed summary of all plans and benefits can be obtained from Human Resources).

401(K)
K&D offers a 401(K) retirement plan. You are eligible to participate in the 401(K) after attaining the age of 18. If the initial enrollment date is missed, enrollment may be completed on the 1st day each month thereafter. K&D offers a match of 25% of your deferrals up to 5% of your gross pay. The match is subject to a vesting schedule.

MEDICAL
All eligible employees are able to enroll in medical coverage.

DENTAL
All eligible employees are able to enroll in dental coverage.

VISION
All eligible employees are able to enroll in the vision insurance plan.

LIFE AND AD&D INSURANCE (FREE)
All employees are able to enroll in life insurance coverage. The group benefit is $15,000. The benefit also provides for accidental death and dismemberment coverage equal to the life limit. K&D pays for the insurance premium.

OPTIONAL ADDITIONAL LIFE AND AD&D
The employee can elect optional life for themselves and dependents. The employee is responsible for 100% of the premium. Employee coverage is available in $10,000 increments up to a maximum of $500,000. Spouse coverage is available in $5,000 increments; maximum cannot exceed 50% of employee optional life benefits for $50,000, whichever is less. Dependent child coverage is available for $10,000.

VOLUNTARY SHORT TERM DISABILITY
The employee can elect Short Term Disability coverage. The employee is responsible for 100% of the premium. The benefit provides 60% of the employee’s basic weekly earnings, up to $1,000 maximum. Benefits are payable after 1 day for an accident or 8 days after a sickness and will continue for a maximum of 26 weeks.

VOLUNTARY LONG TERM DISABILITY
The employee can elect Long Term Disability coverage. The employee is responsible for 100% of the premium. The benefit provides 60% of the employee’s basic monthly earnings up to $5,000. Benefits are payable after 180 days of sickness and will continue up to age 65 or Social Security Normal Retirement Age (whichever is later).

VOLUNTARY CRITICAL ILLNESS AND ACCIDENT COVERAGE
The employee can elect Critical Illness and/or Accident coverage for themselves, spouses and dependents. The employee is responsible for 100% of the premium.

PLUS...

• Vacation Days
• Paid Time Off
• Company Paid Holidays
• Tuition Reimbursement Program
• Access to Complimentary Virtual Medical Care
• Employee Assistance Program
• Employee Apartment Rental Discount Program
• Health Savings Account

• Employee Referral Bonus Program
• Complimentary Parking
• Annual Awards and Recognition Holiday Party
• Annual Wellness Fair
• Monetary Incentive Programs
• Quarterly Wellness Challenges
• Year-Round Training and Opportunities for Advancement
• Annual Pay Increases